Seventy percent of Americans have never seen their own credit report or credit score. Do you know what your credit score is?

That score impacts a surprising cross-section of life. Lenders use it to evaluate your eligibility for credit cards and loans. Insurance companies may base your premium on it. Potential employers often use it to assess your character.

Over one hundred variables are included in the calculation of your credit score, so just paying your bills on time, as important as that is, may not rescue you from other credit pitfalls.
Mind Your Own Business

Be an active guardian of your credit. Before you consider taking out any loans, send for a copy of your credit report and credit score. You want to see in advance exactly what the lender will see.

Bills long overdue or overlooked can show up as a blotch on your credit. A cable bill that
didn’t make it to your new address. An invoice lost in the mail. A department store error. Since it can take 30-60 days to resolve disputes and inaccuracies, take care of your credit first, then go shopping.

Call or email today for your free article that urges you to know, raise, and maintain your credit score. Don’t wait another minute.